Сбербанк повышает ставку по ипотеке и прекращает автокредитование

sberbank-povyshaet-stavku-ipoteka

Сбербанк России повышает среднюю ставку на ипотечные продукты и прекращает автокредитование. Кроме автокредитов, прекращен прием заявок на кредиты по программам «Строительство жилого дома», «Загородная недвижимость» и «Гараж». Повышение ставки на ипотеку затронет только одобренные, но не выданные кредиты.

 

Если ваша заявка на ипотечный кредит была ранее одобрена, но договор не был заключен до 23 декабря, то ставка будет повышена примерно на 2 процентных пункта

 

Если раньше можно было взять жилищный кредит на вторичном рынке по ставке от 13% годовых, то теперь этот процент составит 15%, а в некоторых случаях 17,5% (например, если клиент не является зарплатным для банка и отказывается от страхования жизни и здоровья). Также увеличился минимальный взнос на ипотечное кредитование с 10% до 20%, а на продукт «Ипотека по двум документам» — с 40% до 50%.

Отметим, что Сбербанк не планирует повышать процентные ставки по ранее заключенным кредитным договорам.

10 комментариев

  • ARINKA:

    Не хочется думать о грустном, но ставка по ипотеке повышается, автокредитование прекращается, стоимость ж/д проезда увеличивается в три раза, цены на продукты растут. Понижается только уровень жизни.

  • Ну а что хотели. Ключевую ставку ЦБ поднял
    до 17% поэтому ипотека растёт. Сейчас
    людям будет не до ипотеки, будут просто
    снимать жильё. Главное чтобы не подняли
    ставку тем кто уже платит за ипотеку. Вот это
    будет фаталити…

  • Что абсолютно естественно на фоне поднятия ключевой ставки. Сбербанк пошёл на минимальное по сути повышение процентов по ипотеке. Тех кто уже взял ипотеку и платит повышение не коснётся, а вот для тех кому ипотека одобрена но договор ещё не подписан ставки вырастут.

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